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Cost of living in Mumbai for Families, Couples & Singles in 2025

  • August 19, 2019
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  • 8 minute read
  • Zolo Admin
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Table of Contents
  1. Average Cost of Living in Mumbai
    1. 1. Accommodations in Mumbai
    2. 2. Transport cost in Mumbai
    3. 3. Food cost
    4. 4. Groceries cost
    5. 5. Utility cost
    6. 6. Shopping cost
    7. 7. Entertainment cost
  2. Cost of Living in Mumbai for Couples
  3. Cost of Living in Mumbai for Family
  4. Cost of Living in Mumbai for Students
  5. Cost of Living in Mumbai for Bachelor
  6. What are the Average Monthly Salaries in Mumbai
  7. FAQs
Mumbai City: Cost of Living Mumbai

When you think of Mumbai, what is the first thing that comes to your mind? Bollywood? Cricket? Vada Pav? Well, Mumbai is much more than this. Mumbai is the city of dreams. A city that never sleeps. A city whose charm is so tempting, that thousands of people come here every year with dreams of making it big in this vibrant city

Mumbai is the financial capital of India and a major hub for business, commerce, and trade. With such a mixture of opportunities that Mumbai presents to its residents, there is no surprise that Mumbai is ranked as the most populous city in India! This population not only includes the local Mumbaikars but it also largely consists of migrants from other states too who come to fulfill their dreams in this city.

The average cost of living in Mumbai, as per Numbeo, is approximately ₹113,940.5 for a family of four, excluding rent. For a single person, it amounts to ₹33,116.5. ZoloStays provides a variety of budget-friendly PG options designed for students, professionals, and families, accommodating diverse lifestyles.

Compared to other big cities, Yes Mumbai is considerably expensive! The cost of living in Mumbai depends on various parameters like Accommodation, Food, Transport, etc. Let’s go ahead and discuss the actual numbers in detail!

Average Cost of Living in Mumbai

1. Accommodations in Mumbai

2 sharing room - PG in santacruz. Zolo Subway
3 sharing room - Zolo Premier PG in Kurla West
2 sharing room Zolo Kanishka PG in Chembur.

Rental Accommodation will burn the biggest hole in your pockets. The maximum chunk of your budget goes into paying rent. The land prices are high and so are the rental prices. The rents vary according to the area of your choice. Mumbai provides you with various options ranging from as low as Rs. 5000-12000 per month in areas like Navi Mumbai, Thane, etc. to as high as Rs. 30000-50000 in areas like South Mumbai, Juhu, etc.

The cost of a PG in Mumbai typically ranges from INR 9,000 to INR 40,000 per month, influenced by various factors such as the locality, amenities offered, and the option to share expenses with a roommate.

Affordable Places to Live in Mumbai (Rent Rates)

Area1RK Rental Range1 BHK Rental Range
BorivaliRs. 11,000Rs. 15,000 – Rs. 20,000
KandivaliRs. 10,000 – Rs. 15,000Rs. 20,000 – Rs. 25,000
MaladRs. 10,000 – Rs. 15,000Rs. 15,000 – Rs. 20,000
GhatkoparRs. 15,000 – Rs. 20,000Rs. 20,000 – Rs. 25,000
KurlaRs. 10,000 – Rs. 15,000Rs. 20,000 – Rs. 25,000
VikhroliRs. 10,000 – Rs. 15,000Rs. 15,000 – Rs. 20,000
ChemburRs. 10,000 – Rs. 15,000Rs. 25,000 – Rs. 30,000

Affordable Paying Guest (PG) in Mumbai for Bachelors & Students

LocalitiesRent Paying Guest
Ghatkopar 12,000 Zolo Address
Chembur 15,000 Zolo Central
Kurla 12,000 Zolo Exotica
Sion 11,000 Zolo Heritage
Jogeshwari (E) 12,000Zolo Saffron

Check out: Best Areas To Live In Mumbai Based On Lifestyle Quotient

Posh Areas to Live in Mumbai for Family & Jobseekers

Posh AreaAverage Property Rates (per square foot)
South MumbaiRs. 50,000 – Rs. 1,50,000
BandraRs. 40,000 – Rs. 1,20,000
JuhuRs. 45,000 – Rs. 1,30,000
Breach CandyRs. 60,000 – Rs. 2,00,000
Worli Sea FaceRs. 50,000 – Rs. 1,80,000

2. Transport cost in Mumbai

Mumbai offers you a vast range of public transport facilities. Mumbai has the best local train network which saves you from the traffic and also is easy on the pockets. Mumbai also has the largest organized bus network among major Indian cities. You also have autos, cab services, and bike rentals. 88% of commuters in Mumbai use public transport. Mumbai also is developing an expansive metro train service.

TransportationAverage Cost (INR)
One-way Ticket (Local Transport)10.00 – 50.00
Monthly Pass (Regular Price)250.00 – 755.00
Taxi Start (Normal Tariff)25.00 – 35.00
Taxi 1km (Normal Tariff)25.00 – 40.00
Taxi 1hour Waiting (Normal Tariff)70.00 – 200.00
Petrol (1 liter)100.00 – 120.00

Normal fares for BEST non-a/c buses are a minimum of Rs.8 for 2 Kms. Similarly, Autos will charge you around Rs. 18 for a distance of 1.6Kms. Local train fares depend on the number of stations and will be Rs. 10 to Rs. 45 depending on the Second or First class.

Budget living Luxury Living
BEST BusesUber
Local TrainsOla
Metro TrainsTaxis
Shared TaxiSelf Drive
Shared AutoMonthly Car Rental Car/Bikes

3. Food cost

The next important thing after your accommodation is Food. The most economical way to save on food expenses is to cook for yourself or hire a cook. Hiring a cook/maid in Mumbai can cost you from Rs. 1000 for part-time, to Rs.15000 for full day work. If you’re too lazy to set up a kitchen, Mumbai has many options for Dabba’s or Tiffins. The average prices for Tiffin services for a month are around Rs. 2000 and above.

This also turns out to be an economical option. For the more experimental types, Mumbai also has a vast range of Restaurants and Hotels in all localities which deliver food at your doorstep through food delivering apps like Zomato, Swiggy, etc. Depending on your budget you can choose your food habits.

Restaurant ItemAverage Cost (INR)
Meal, Inexpensive Restaurant200 – 750
Meal for 2 People, Mid-range Restaurant1,000 – 4,000
McMeal at McDonalds (or Equivalent Combo Meal)300 – 500
Cappuccino (regular)100 – 400
Coke/Pepsi (0.33 liter bottle)30. – 80.
Water (0.33 liter bottle)10 – 20

4. Groceries cost

All your daily need things like milk, Bread, Rice, Poultry items, Fruits, etc, are readily available at MRP prices in nearby Kirana stores, Supermarkets which are present in abundance. A lot of online grocery delivery apps like Grofers, Big Basket, etc. also provide these things at your doorstep. The average monthly expenditure on groceries comes to about Rs. 6000 per month.

ItemAverage Cost (INR)
Milk (regular, 1 liter)50.00 – 85.00
Loaf of Fresh White Bread (500g)30.00 – 60.00
Rice (white, 1kg)50.00 – 100.00
Eggs (regular, 12)60.00 – 120.00
Local Cheese (1kg)300.00 – 1,200.00
Chicken Fillets (1kg)120.00 – 600.00
Buffalo Round (1kg)250.00 – 740.00
Apples (1kg)90.00 – 300.00
Banana (1kg)40.00 – 120.00
Oranges (1kg)50.00 – 250.00
Tomato (1kg)20.00 – 100.00
Potato (1kg)20.00 – 50.00
Onion (1kg)25.00 – 70.00
Lettuce (1 head)20.00 – 85.00
Water (1.5 liter bottle)22.00 – 40.00
Bottle of Wine (Mid-Range)400.00 – 1,800.00
Domestic Beer (0.5 liter bottle)100.00 – 300.00
Imported Beer (0.33 liter bottle)150.00 – 500.00
Cigarettes 20 Pack (Marlboro)300.00 – 400.00
The above data is from Numbeo

5. Utility cost

Expenses like Electricity, Gas, Internet, Phone, TV, Cable, DTH, etc. would take up a considerable amount from your budget. Depending on the location you live and also the type of accommodation, the utility prices will vary. Usually, it’ll range from somewhere around Rs. 3200 to Rs. 6500.

UtilityAverage Monthly Cost (INR)
Electricity, Heating, Cooling, Water, Garbage for 85m2 Apartment2,500 – 5,000
Mobile Phone Monthly Plan with Calls and 10GB+ Data200 – 500
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)500 – 1,000

Related Blog – Cost of Living in Bangalore

6. Shopping cost

If you’re a shopaholic, you’re lucky to be in Mumbai then. Mumbai offers you the latest trends and fashion. Being the home for Bollywood, Mumbaikers take their fashion sense very seriously. You can find trendy clothes, shoes, etc. at street-side shops and you can also find all the big brands and showrooms all over Mumbai. Places like Linking Road, Colaba, Lokhandwala market, Hill Road offer you with all the latest trends in fashion at very decent prices. You’ll find Shoes, Clothes, Accessories, electronics, bags, etc. at all these places. If you’re looking for high-end shopping malls and branded showrooms, Mumbai has plenty of that too. The range for a Tshirt can be from Rs. 200 at Linking Road to Rs. 2500-3000 at branded showrooms.

ItemAverage Cost (INR)Range
1 Pair of Jeans (Levis 501 Or Similar)2,311.401,000.00-4,000.00
1 Summer Dress in a Chain Store2,341.151,000.00-4,500.00
1 Pair of Nike Running Shoes (Mid-Range)5,057.872,500.00-10,000.00
1 Pair of Men Leather Business Shoes3,464.861,500.00-6,000.00

7. Entertainment cost

“All work and no play makes Jack a dull boy”. After a hard day of work or studies, everyone needs time to unwind and relax. Mumbai offers you various options for the same. From strolling on Marine drive with a hot Bhutta or dancing your way through the night at one of the many hip pubs and discs in the town, Mumbai has it all. A normal evening spent walking and eating around Marine drive or Chowpatty can cost you around Rs. 500 per person. On the other hand, a night spent at one of the posh clubs can put you back by Rs. 5000-10000. Mumbai has a lot of options for entertainment like movies, malls, restaurants, clubs, theaters, live bands, etc. As they say, Mumbai is a city that never sleeps and the fun never stops!

ActivityAverage Cost (INR)Range (INR)
Fitness Club, Monthly Fee for 1 Adult2,052.33700.00 – 5,000.00
Tennis Court Rent (1 Hour on Weekend)1,000.00500.00 – 1,600.00
Cinema, International Release, 1 Seat400.00300.00 – 650.00

Checkout : Must livist plcea

Cost of Living in Mumbai for Couples

The average monthly cost of living for couples in Mumbai ranges from INR 30,000 to INR 60,000. This includes rent, utilities, groceries, transportation, and entertainment expenses tailored for two individuals.

ExpenseAverage Monthly Cost (INR)
Rent (1 BHK)40,000 – 80,000
Groceries5,000 – 10,000
Transportation5,000 – 10,000
Utilities3,000 – 6,000
Entertainment5,000 – 10,000

Cost of Living in Mumbai for Family

Families in Mumbai incur an average monthly expenditure of around INR 40,000 to INR 50,000. This covers rent, groceries, utilities, transportation, educational expenses, and other familial needs.

ExpenseAverage Monthly Cost (INR)
Rent (2 BHK)50,000 – 1,00,000
Groceries8,000 – 15,000
Transportation7,000 – 12,000
Utilities4,000 – 8,000
Entertainment8,000 – 15,000

Cost of Living in Mumbai for Students

Students living in Mumbai typically spend between INR 20,000 to INR 25,000 per month. This covers rent, utilities, groceries, transportation, and occasional entertainment expenses, tailored to a student’s lifestyle and needs.

ExpenseAverage Monthly Cost (INR)
Rent (Shared)10,000 – 20,000
Groceries3,000 – 5,000
Transportation1,000 – 3,000
Utilities1,000 – 2,000
Entertainment3,000 – 5,000

Cost of Living in Mumbai for Bachelor

Bachelors residing in Mumbai generally spend around INR 15,000 to INR 25,000 per month. This includes rent, utilities, groceries, transportation, and occasional leisure activities, catering to the lifestyle of a single individual.

ExpenseAverage Monthly Cost (INR)
Rent (Shared)10,000 – 20,000
Groceries3,000 – 6,000
Transportation2,000 – 4,000
Utilities1,500 – 3,000
Entertainment3,000 – 7,000

What are the Average Monthly Salaries in Mumbai

The average annual salary for professionals in Mumbai is ₹10,12,500. Additionally, the average extra cash compensation for professionals in Mumbai is ₹1,87,500, ranging from ₹75,000 to ₹3,00,000.

ProfessionAverage Indian Salary (per month)
Program Manager150,000 INR
Healthcare Consultant133,333 INR
Project Manager125,000 INR
Life Sciences Consultant116,666 INR
Data Scientist91,666 INR
Human Resources Manager (HR Manager)66,666 INR
Chartered Accountant66,500 INR
Software Developer/ Software Engineer50,000 INR
Data Analyst50,000 INR
Java Developer41,666 INR
Restaurant Manager37,281 INR
Legal Advisor35,532 INR
Journalist31,442 INR
Interior Designer25,000 INR
Mechanical Engineer20,850 INR
Accountant20,000 INR
Content Writer20,000 INR
Teacher20,000 INR
Graphic Designer20,000 INR
Data Entry Operator15,228 INR

FAQs

1. Why is Mumbai so expensive?

Mumbai is expensive due to its high demand for housing and commercial spaces, driven by its dense population and limited availability of land.

2. How can I settle in Mumbai?

Mumbai is known for its high cost of living, particularly in central areas. Many residents choose the suburbs for more affordable accommodation. If you’re new to the city, consider sharing rental homes or exploring co-living options for cost-effective living solutions.

3. What is a comfortable salary for a family of 4 in Mumbai?

A monthly salary ranging from Rs. 50,000 to Rs. 60,000 net income per month is considered decent for living in Mumbai with a family of four while also being able to save money.

4. How expensive is Navi Mumbai?

Accommodation expenses are significant in Navi Mumbai. In a good area, a single bedroom apartment typically costs between ₹25,000 and ₹45,000 per month, while a two-bedroom apartment could range from ₹45,000 to ₹60,000 per month. To reduce costs, one can consider shared apartments or PG accommodations.

5. Which city is costly Mumbai or Bangalore?

Mumbai is generally more costly than Bangalore across various aspects, including housing, food, and transportation. Bangalore, on the other hand, is relatively more affordable, offering lower prices for housing, food, and entertainment. Therefore, if you’re on a tight budget, Bangalore might be the better choice.

6. Which is the cheapest place to live in Mumbai?

Malad is considered one of the most affordable residential areas in Mumbai, particularly appealing to the working-class segment due to its concentration of multinational corporations (MNCs).

7. Can I survive alone in Mumbai?

Living alone in Mumbai can be challenging, especially considering the high cost of renting apartments in the city. For first-time students or professionals, shared accommodation with friends can be a more affordable option. It’s advisable to choose accommodation close to your educational institution or workplace for convenience. Additionally, utilizing local trains can offer a cost-effective means of transportation within the city.

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